According to the Bureau of Labor and Statistics, a motor vehicle accident occurs in the U.S. every 5 seconds, an injury from an auto accident every 10 seconds, and a fatal traffic accident every 12 minutes. Every time one of your employees is in a work vehicle, your company faces potential hazards. It is your responsibility to ensure all employees recognize those hazards.
This month's Safety Alert is about Defensive Driving. Defensive driving includes staying alert, avoiding distractions, and preparing for erratic drivers, bad weather, road hazards, slow moving vehicles, and other issues. Whenever one of your employees gets behind the wheel, they should remember the importance of using defensive driving techniques. Teaching your employees about defensive driving not only lets them know it is a priority for you, but also an expectation of their job performance. During your safety meeting, discuss the importance of using defensive driving techniques and any other vehicle safety policies your company may have.
"Defensive Driving." Texas Department of Insurance, https://www.tdi.texas.gov/wc/safety/videoresources/targhispanic.html.
In Georgia, workers' compensation coverage is "primary". If you have employees who are injured on the job in an auto accident, all accidents should be reported to AgriTrust immediate, even if the other party was at fault. Because workers' compensation coverage in Georgia is primary, workers' compensation pays first - regardless of fault! Late reporting (or not reporting) these accidents puts AgriTrust in a terrible position trying to manage medical care for the claim once it is reported. Report ALL accidents!!
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